Conventional / FHA / VA

Finance a home, second property, or investment with flexible terms and competitive rates. Conventional loans are ideal for qualified borrowers seeking reliable, customizable mortgage options without government backing.

A conventional loan is a mortgage offered by private lenders and not backed by the government. It’s ideal for borrowers with strong credit, stable income, and a reasonable down payment.

Why Choose a Conventional Loan

• Lower interest rates for qualified borrowers.
• Flexible loan terms (e.g., 15, 20, or 30 years).
• Full preapprovals so you can be confident you will close.
• Can be used for primary, secondary, or investment properties.
• Access to preferred pricing due to brokerage volume.

How Conventional Loans Work

• Conventional loans are offered by private lenders and are based on your creditworthiness, income, and debt-to-income ratio.
• They follow guidelines set by Fannie Mae and Freddie Mac but aren’t backed by the government.
• Borrowers make regular monthly payments that include principal and interest, typically over a term of 15 to 30 years.