Profit & Loss Loans

Built for self-employed borrowers, entrepreneurs, and business owners who may not show income traditionally on tax returns.

Profit and Loss loans allow qualified borrowers to use business financial statements instead of tax returns to qualify for financing.

Why Choose a Profit & Loss Loan

• Ideal for self-employed borrowers.
• No tax returns may be required.
• Use business income to qualify.
• Flexible underwriting guidelines.
• Purchase, refinance, and cash-out options available.

How Profit & Loss Loans Work

• Borrowers provide profit and loss statements prepared by a CPA, tax preparer, or business records.
• Business deposits and expenses may be reviewed.
• Income is analyzed based on business performance.
• Loan options available for primary, second, or investment properties.